Need Emergency Dental Care?
Looking for Emergency Dental Clinic?
Unless you have Insurance at the time of the emergency, it is usually not an option. But there are options that will save you money and get you seen by a reliable Dentist when a painful emergency occurs. With a Discount Plan you can see the Dentist the same or next day, if there is an on-going condition.
How Dental Insurance works:
Discount Plans has been around for a long time, but many consumers do not understand the difference between discounted plans and insurance. Dental Insurance costs can range from $50 to $150 per month depending on the services provided. Once the dental procedures are completed the dental office usually bills the dental insurance company for payment. Many dental insurance programs have deductibles of $100 or more. After the deductible is paid, dental insurance companies usually pay 50-80% on preventative and restorative dentistry.
In the Dental Insurance Industry provisions included in the contracts typically exclude dental cosmetics and there may be waiting peried for certain costly dental procedues. On specific dental procedures the may be waiting periods. (eg dental crowns, roort canals). Also with Dental Insurance there are annual limits on your services. Without limits, exclusions and caps on the dental services the Dental Insurance Company would quickly go out of buisness.
A Better Option:
One of the options to consumers is the Discount Plan. Certain companies are now jumping on board the dental discount wagon by offer these types of plans too. These discount plans cost less for the dental patient. Discounted Dental Plans have a network of private paractice Dentists who are willing to provide a discount to plan members.
Why would a Dentist accept a discounted fee for their services? They are willing to provide them because the participating member, pays the agreed fee at the time of service. The prompt payment by the patient, eliminates to need to deal with the costly aspects of billing. There is no paperwork. Having plan members referred also eliminates the need to pay expensive advertising costs, as the company sends them a steady stream of new patients.
Dentists are willing to provide discounts from 25-80% to dental plan members. The amount depends on the procedure. Bottom line with these plans, the Dentist and member both win.
Options for Emergency Dental Care Service:
1. Investigate Discount Dental Plan with no waiting period.
2. Contact an Emergency Dentist in your area for a visit.
3. If on the weekend and there are no other options, go to the pharmacy and purchase Ora-Gel for the tooth pain or get to the hospital emergency room if the pain in the teeth persists.
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About the author: Bill Simms is a Benefits Specialist with AmeriPlan since 1997. To get started on the Ameriplan Dental Discount Program call 1-888-670-5190 or join onine at the link below Ameriplan Dental Plans and Virginia Health & Dental Insurance |
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