Mexican Car Insurance Review - Is Buying Mexican Car Insurance Online A BETTER Idea?
We asked one client what he thought about buying Mexican Car Insurance online rather than at one of the booths, filling stations, or roadside stands along the border.
These were his comments:
“I’ve driven in Mexico for years. Nearly all vacationers plan their travel, drive to the border then remember that they need to bring Mexico auto insurance … then they go to purchase insurance at the nearest sales booth. It’s the same as buying meat and groceries at Mobil or a local mini-mart… your selection is limited, and you don’t have any way to search the insurers or the policies that sell at the border. It’s take it or forget it… the insurance coverage is a la carte, who knows what you’re actually getting, AND somehow they add additional FEES! It’s just smarter to buy it before you leave!”
San Diego, CA Resident
Also consider this: There is a LARGE difference between paper generated Mexico insurance policies and electronic Internet Mexico Auto Insurance Policies.
Paper policies, are done in the old traditional way by agents throughout California, Texas, and Arizona in local insurance offices or at the border and mailed to Mexico, often through the regular postal US system.
Basically, an insurance salesman will manually fill out the paperwork, make a trip to the post office, and mail your policy to Mexico. In an attempt to cut costs, it is not uncommon to see an agency wait to mail policies until they have sold a number of them. Sometimes this means that your insurance contract is waiting at the agency for a few days before it’s posted.
Next, it can take up to 10 days for the batch of mail to get past customs to reach Mexico City, where most of the major insurers are located. Then it is processed by your insurer’s system database one at a time.
Internet driven auto insurance is a far better method of quickly notifying your insurer and distributing policies to you quickly by internet site, E-mail or by fax so YOU BENEFIT.
The real question is what happens if you have an accident and the insurance company doesn’t have physical evidence of your policy within their system? What occurs if you have a bad accident on a weekend while most insurance offices are not open and the single company able to help is your insurer?
Since you need to stay at the accident scene and report all accidents while in Mexico, and most auto accidents are adjudicated within hours, having physical possession of your Auto Insurance for Mexico online certificate, which needs to be verified by each insurer, is important.
Mexican Insurance Online Review - Is Mexican Insurance Online A Better Deal?
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